If you like your state pension with a missing padlock and a punchline, have a listen. If you would rather do the sums yourself, Amazon will sell you a calculator. It will not restore the third lock. It will at least look busy.
Have a listen below. If the player misbehaves, the same episode is on Spotify, Apple and the usual suspects. Watch on YouTube, read the Substack, email me@mrstevenallen.co.uk, or tip the host on Ko-fi if the lock news left you feeling generous.
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